At Westminister Trust Capital, we understand that every business has unique banking needs. Our Small Business Team has worked with businesses of all sizes to tailor our accounts that create efficiency so you can focus on what matters most - running your business! Set up an account with basic check-writing capabilities or add additional options at little or no cost.
Add E-Statements, Credit Card(s), Online Banking, Mobile Banking, Bill Pay, enhanced Cash Management features and more to any of our accounts. Compare accounts and enroll online, in-person or over the phone.
Contact us today to learn more about the options below and speak with a member of our Small Business Team!
| Simply Business |
Business Premier |
Business |
|
|---|---|---|---|
| Best fit for: | Businesses of any size | Businesses with a larger balance and greater account activity | Businesses with a larger balance who want a return on investment |
| Opening Deposit Amount |
|
|
|
| Minimum Required Balance |
N/A | £500 | £25,000 |
| Below Minimum Balance Fee | N/A | £10/mo when daily balance falls below minimum at any time during the statement cycle | £20/mo when daily balance falls below minimum at any time during the statement cycle |
| Withdrawals Allowed | Up to 100 Debit Transactions/Mo | Unlimited | Unlimited |
| Excess Withdrawal Fee | £10/mo if over 100 transactions any time during the statement cycle | N/A | N/A |
| Debit Card Fee | NO CHARGE with 5+ transactions/mo; £1/mo if less than 5 transactions/mo |
NO CHARGE with 5+ transactions/mo; £1/mo if less than 5 transactions/mo |
NO CHARGE |
| Interest-Bearing | N/A | N/A |
Average Daily Balance |
| Online Banking (Enhanced Features priced separately) |
FREE | FREE | FREE |
| Mobile Banking | FREE | FREE | FREE |
| Mobile Check Deposit | FREE | FREE | FREE |
| Text Banking | FREE | FREE | FREE |
| On Call Telephone Banking | FREE | FREE | FREE |
| Statements |
E-Statements Required £5/mo for each paper statement requested |
E-Statements Required Enroll in E-Statements to receive a one-time £10 credit (3-month enrollment required) or receive one paper statement/mo upon request (complimentary). £5/mo for each additional statement requested. |
E-Statements Required Enroll in E-Statements to receive a one-time £10 credit (3-month enrollment required) or receive a paper statement/mo upon request (complimentary). £5/mo for each additional statement requested. |
| Statement Images | Upon Request | Yes | Yes |
*Cost of checks will be withdrawn from the balance in the account. To avoid incurring a minimum balance fee, the initial deposit must include cost of checks.
